I
ID card
Identification cards are provided to all participants for proper identification under their group health plan. ID card information helps providers verify patient eligibility for coverage.
Immediate denture
A denture constructed for immediate placement after removal of the remaining teeth.
Impacted tooth
An unerupted or partially erupted tooth that is positioned against another tooth, bone or soft tissue so that complete eruption is unlikely.
Impairment
An alteration of health status, assessed by objective medical criteria. This is a medical finding.
Implant
An artificial device, usually made of a metal alloy or ceramic material, that is implanted within the jawbone as a means to attach an artificial crown, denture, or bridge.
Incisors
The four front teeth referred to as central and lateral incisors, located in the upper and lower jaws and used to cut and tear food. The central incisors are the two large teeth in the middle of the mouth and the lateral incisors are next to the central incisor, one on each side.
Indemnity plan
A type of health benefits plan under which the covered person pays 100% of all covered charges up to an annual deductible. The health benefits plan then pays a percentage of covered charges up to an out-of-pocket maximum.
Indirect pulp cap
A procedure in which the nearly exposed pulp is covered with a protective dressing to protect the pulp from additional injury and to promote healing and repair via formation of secondary dentin.
Inlay
A cast gold filling that is used to replace part of a tooth.
In-Network Provider
Any health care provider (physician, hospital, etc.) that belongs to a CIGNA network. Staying in-network gives members the advantage of significant discounts, helping to stretch their account dollars further.
Incentive
An opportunity for a plan member to earn points toward prizes or extra dollars in the CIGNA Choice Fund HRA. Participating in a disease management program is one way to gain these awards. For others, visit mycigna.com. (Note that incentives apply only to the HRA plan option.)
Infertility
Term used to describe a condition or the inability to conceive or an inability to carry a pregnancy to a live birth after a year or more of regular sexual relations without the use of contraception.
Infusion Therapy
Treatment accomplished by placing therapeutic agents into the vein, including intravenous feeding. Such therapy also includes enteral nutrition, which is the delivery of nutrients into the gastrointestinal tract by tube.
Inpatient care
Care given to a patient admitted to a hospital, extended care facility, nursing home or other facility.
Interproximal
The area between two adjacent teeth.
Intracoronal
The area within the crown of a tooth.
Intracorp
A CIGNA subsidiary offering an array of utilization management (UM) and cost containment services. Intracorp is the oldest and largest UM firm in the country.
Intraoral
The inside of the mouth
J
no j item
K
no k item
L
Labial
The area pertaining to or around the lip.
Limitations
There may be specific provisions included in group disability plans that limit coverage in certain situations. Often only limited benefits are payable for specific conditions or under specific circumstances (for example, mental illness and pre-existing conditions). See also "Mental Illness Limitations" and "Pre-Existing Limitations."
Lingual
The area pertaining to or around the tongue.
Local anesthetic
The injection given in the mouth to numb the areas where a tooth or area needs a dental procedure. Often referred to as novocaine.
Long-term care
The range of services typically provided at skilled nursing, intermediate-care, personal care or elder-care facilities.
M
Maintenance medication
Medications that are prescribed for long-term treatment of chronic conditions, such as diabetes, high blood pressure or asthma. Maintenance medications are available through Tel-Drug Rx®, CIGNA's mail order service, for up to a 90-day supply and at participating network retail pharmacies for up to a 30-day supply.
Malocclusion
The improper alignment of biting or chewing surfaces of upper and lower teeth.
"Mandatory" Rehabilitation
A "mandatory" rehabilitation provision encourages disabled employees to participate in rehabilitation efforts whenever appropriate. Such a provision allows for termination of benefits if the employee refuses to cooperate or participate with a rehabilitation plan.
Mandible
The lower jaw.
Mastication
The act of chewing.
Maxilla
The upper jaw.